Building the future we expected.
Wreck Wallet is the wallet of a private membership guild. No bank, no middleman, nobody between you and what is yours. You hold the keys, your money grows at a fixed rate, and the guild funds its own system.
Developed in association with White Rock Equity.
Why Wreck
A private membership guild.
Members only. You join by holding WRECK, the koin of the guild, and inside you find people building the same thing.
Built on trust. Bound by membership.
No outside owner, no shareholders to please, no data to sell, no advertising, ever. The members are the guild.
Built by us, funded for us.
A koin by the people, for the people. We did not ask a bank or a government for permission. We built it, paid for it, and run it.
What you get
You hold the keys
The wallet lives on your phone or computer, protected by 24 words that only you have. No company can freeze it, and nobody can get in without the words.
Your money grows at a fixed rate
Put dollars in, hold WRECK, and it grows at the rate written into the system: 4% a year, paid out every quarter. No fine print that changes overnight.
People, not platforms
Talk, trade, form groups, buy and sell in the guild market, and send money to another member by name. All inside the wallet, all between members.
Nothing fake gets in
The wallet shows WRECK, dollars and ETH, and nothing else. Scam coins and phishing tokens cannot appear in your list, because the list is closed.
Simple fees, shown first
Sending costs a small fee, taken from your dollars. You see it before you confirm. No need to buy some other coin first just to move your own money.
Phone and computer
Android, Windows and Mac. One wallet on all of them, from the same 24 words.
How it works
Get the app
Install it, write your 24 words on paper, choose a PIN. Two minutes, no forms, no ID.
Put dollars in
Send digital dollars (USDC) to your wallet from any exchange or from another member.
Seed and join
Press Seed. Your dollars become WRECK, it starts growing, and from 1 WRECK the guild opens to you.
Questions
Do I need to understand crypto?
No. You need to keep 24 words safe, the way you would keep a passport. The app does the rest and tells you in plain words what each button does.
What is WRECK?
WRECK is the koin of the guild. You get it by putting digital dollars into the system through the wallet. It grows at a fixed rate written into the code, 4% a year, and you claim the growth every quarter. The rules live in the code, not in a promise someone can take back.
What are digital dollars?
USDC, a dollar that lives on the internet instead of in a bank. One USDC is worth one US dollar. You can buy it on any exchange and send it to your wallet.
Who can take my money?
Nobody who does not have your 24 words. Not us, not a bank, not a government office. That also means nobody can give them back if you lose them, so keep them on paper, somewhere safe, and never type them into a website.
Can I leave?
Any time. Send your dollars or WRECK wherever you like, delete the app, done. There is no account to close and nobody to ask.
What is the guild?
A private membership guild inside the wallet, for people who hold WRECK. Post, follow, message, form groups, list things for sale, and pay each other by name instead of by long codes.
Which devices?
Android phones (Google Play or direct download), Windows and Mac. No iPhone app: Apple's store rules do not allow this kind of wallet.
How do I delete my account?
The wallet is on your device, so deleting the app removes it (keep the 24 words if you ever want it back). The guild account is removed under Settings, Account, Delete, or by email. See the account deletion page.
Wreck Wallet is self-custody software published by White Rock Equity Inc. It is not a bank, holdings are not insured, and nothing on this site is financial advice. WRECK is a token governed by a smart contract; code can contain errors and tokens can lose value. Read the terms before you use the app.